• money habits

    5 Money Habits That KeepYou Poor

    Personal finance is not just about money. It’s about having the freedom to live a meaningful, fulfilling life. However, fear and ignorance often prevent us from making decisions that impact our financial situation and way of life. Last year, I went from broke to anxious. Despite my best efforts, my finances were out of control. I avoided my financial condition throughout my twenties, but when I approached 30, I had no choice but to confront it. There was debt, small savings, and no retirement fund, and I was stressed and afraid of money. Eventually, I gained control of my finances. In addition to building wealth and achieving my goals, I…

  • How To Budget For Christmas

    5 Ways How To Budget for Christmas

    This post may contain affiliate links. This means we may earn a small commission if you purchase using a link we share. December is probably going to be expensive. As Christmas approaches, we get excited about the holiday season, cheer, and gifts. But planning and managing our money wisely during this time is essential because Christmas is not worth getting into debt over. Christmas budgeting means planning how much money we can spend and save on Christmas shopping. We may still enjoy Christmas in this way without spending over budget or worrying about money in the future. Creating a Christmas budget can be an overwhelming task, so we’ll show you…