Personal finance is not just about money. It’s about having the freedom to live a meaningful, fulfilling life. However, fear and ignorance often stop us from making decisions that impact our financial situation and way of life. Last year, I went from broke to anxious. Despite my best efforts, my finances were out of control. I avoided my financial condition throughout my twenties, but when I approached my 30s, I had no choice but to confront it. There was debt, small savings, and no retirement fund, and I was stressed and afraid of money. Eventually, I gained control of my finances. In addition to building wealth and achieving my goals,…